70% rule calculator
Enter the after-repair value and repairs to see the most to pay for a flip. Change any number and the results update.
Results
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A house that will be worth $300,000 after $45,000 of repairs.
- After-repair value
- $300,000
- Repair costs
- $45,000
- Rule
- 70%
- Maximum offer
- $165,000
- 70% of after-repair value
- $210,000
70% of the after-repair value is $210,000; take off the repairs and the most to offer is $165,000.
How it's calculated
- Maximum offer
- After-repair value × 70% − repair costs.
- Why 70%
- The other 30% is meant to cover closing, holding and selling costs plus your profit. Some investors use 65% in slow markets or 75–80% in hot ones.
What's a good result?
The rule is a quick screen, not a full analysis: high-priced homes, long rehabs or expensive financing can need a lower percentage.
Questions
Is the 70% rule still realistic?
In competitive markets many flippers pay more, accepting a thinner margin. Run the full numbers before going above it.
What does the fix and flip calculator add?
Your actual financing, holding time and selling costs, so you see the profit and return, not just a ceiling.
Learn more: Fix & flip. More calculators: Rental property · Airbnb · Fix & flip · BRRRR · Mortgage · Cap rate · Cash-on-cash return